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History

Building On Our Past,
Investing In The Future!

Our story started with a solid foundation, and we plan to continue to grow with Dickson County.

Black and white picture of founding fathers.

Black and white picture of a gathering in the 60's.

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In the Beginning

The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson – after all, this was their home – but they also believed that increasing the availability of local capital would ultimately be a good thing for all concerned.

Each of the organizers was selected based on proven abilities, overall character and solid reputation within the community. This was a group known throughout the community for their dedication to Dickson County and its people.

Grand Opening

By November 1953, the group struck a deal with the City of Dickson for the Main Street building that had housed the Dickson Electric Department offices. Before the year’s end, 2,000 shares of new stock were issued to 115 shareholders.

On May 26th, 1954 Bank of Dickson opened its doors to the public. Two days later, an open house marked the beginning of a new era in banking for Dickson County. Literally thousands of citizens attended the historic event.

The Sixties

The Sixties saw the Bank continue to prosper under strong leadership. By April 1960, steady growth had pushed total assets over the $3,000,000 mark. It wasn’t long before shareholders enjoyed their first dividend.

The Seventies

The Seventies saw the Bank of Dickson invest its successes directly back into personnel, technology and new facilities. Interest in the Bank had grown to the degree that 1,000 new shares of common stock were offered for sale in 1972. The entire offering was purchased by existing shareholders.

In 1978, an all-new building became home to the Bank’s Main Office. The three level, 20,000 square foot facility represented a major milestone in the Bank’s service to the people of Dickson County. Complete with a three-bay drive-in window, it was designed from the ground up to deliver the ultimate in streamlined service and convenience.

The Eighties

The Bank entered the 1980s as a 25-million-dollar concern and ended it with over 77 million in assets – a threefold increase in just ten short years. To accommodate growth, we created the new Henslee Drive office.

A 100% stock dividend, the Bank’s third, was declared in January 1982. The next year, shareholders formed the Dickson Financial Corporation, a one-bank holding company. A few successful years later, the Corporation declared a 5-1 stock split, bringing the number of outstanding shares to 100,000. By now, dividends were paid on a quarterly basis rather than annually.

Elsewhere within the industry, banks suddenly were finding themselves faced with hard decisions. Many were swallowed up by large corporations. Thankfully, the question of abandoning independence was never an issue for the people behind the Bank of Dickson. Rather than jumping on the consolidation bandwagon, Dickson’s hometown bank responded with a growing array of new products and services.

The Nineties

Increasingly, the Board saw opportunities to build and grow while staying true to its original mission. In 1992, they remodeled the Highway 46 Office, expanding it with a new eight lane drive-in facility.

Technology applications continued to move forward as well. 1998 saw the introduction of check imaging. Then, in 1999, customers found a whole new world of options with eBanking and Bill pay.

The 2000"s

In 2007, the Highway 46 office was remodeled to streamline our customer service. We reorganized both our operations and lobby areas to better accommodate our customers’ individual needs. The bank also saw another opportunity to invest in our two electronic Message Centers at our Highway 46 and Henslee offices that we use for community communication.

By 2009, we implemented a major core system upgrade. This upgrade was to ensure we had a solid technological base for what was on the horizon in electronic banking.

The bank proudly rolled out our BoD Mobile App in 2012, the first local bank to do this. We stay competitive with the largest US banks by sticking to our core values and backing our technology with great personal service.

On May 28, 2014, The Bank of Dickson celebrated its 60th birthday. We served rib eye sandwiches, drinks and birthday cake for everyone. The bank launched its Facebook account just in time for our birthday bash!

Today

You can follow us on Facebook or Instagram for community involvement and happenings.

As the Bank celebrated our 70th anniversary, so much has changed about our community and the services we are able to provide to our customers. And still, our singular mission to serve the financial needs of Dickson County and the surrounding areas remains the same. Our commitment is to grow as Dickson County grows; to serve our community with excellence and superior customer service; and to remain an independent, local community bank with the long-term sustainability to serve our community well into the future.

2000s

By 2009, we implemented a major core system upgrade. This upgrade was to ensure we had a solid technological base for what was on the horizon in electronic banking.

History

Building On Our Past,Investing In The Future!

Discover Recent Stories and Local Happenings

Decisions Are Made Locally

Building On Our Past,
Investing In The Future!